A Texas car title loan is one way to turn your car title into cash, and fast! A car title loan is a loan secured against your car, but we only add our name to your title so you can keep driving while you pay off your loan. You’ve probably done something similar before if you financed your car through a bank when you bought it. Thousands of people choose texas car title loans because they are faster than other ways to obtain a loan. In some cases, we can even give you your money the same day, depending on when you contact us and how quickly you work with us to complete the texas car title loans process.
Things You Will Need
- A car title in your name from a qualifying car
- A government-issued photo ID
- Proof of income (i.e. paycheck stubs, bills, or bank statements) showing your ability to repay the loan
- Proof of address (a recent piece of mail like a utility bill is sufficient)
How Does A Loan Work On A Car Title?
Essentially, you are giving up ownership of your vehicle to the loan company. However, you can continue to use your vehicle even after obtaining the loan. This is great news for anyone who uses their car, truck, or van for work. Your productivity will not be affected.
The best scenario would be to get the highest amount possible for the lowest possible interest rate. A good loan agreement is something that can help you financially without trapping you into a debt cycle.
How Do I Get An Automobile Title Loan?
There are many ways to apply for a car title loan. You can call a qualified Tiempo Loans agent to discuss your loan details. The easiest way to obtain a car title loan is through our online application.
The documents will be reviewed by highly qualified agents. Based on the desired loan amount and payment terms, our agent will also provide a calculation sample applying the interest rates.
When you have agreed on the total amount and payment terms, you can surrender your car title and receive your cash loan. As long as you have all the documents in order, you can get your loan immediately.
- Taking out a car title loan is easy!
- Apply for Online application: Fill out our easy and secure online application; it only takes a few seconds to request.
- Submit paperwork
- Your vehicle title or Pink Slip
- Driver’s license
- Proof of income
- Proof of residence
- Proof of car insurance
- 6 References (1 family member)
Receive The Money
As soon as we receive all your documents when applying for urgent credits online, we will process your loan for the title of your car. Most clients receive their money as quickly as an hour. Receive the money and then:
- At 24 to 36 months you receive the payment
- Keep driving your vehicle once you make your payments
- Use the money where you want
- Make payments in our secure online system
- Receive your title returned once the loan is paid in full